Identity Recovery

Identity Recovery Checklist

  • Contact the three credit bureaus, Experian®, TransUnion® and Equifax®, and place a fraud alert on your credit reports if you suspect or know your identity has been stolen.
  • File a police report and an Identity Theft Complaint with the Federal Trade Commission (FTC) if you become a victim.
  • Never pay a bill you don't owe.
  • If you suspect someone else may be using your driver's license number, contact the Department of Motor Vehicles (DMV) and ask to speak with a fraud investigator.
  • Getting a new Social Security number is an option for identity theft victims, but a clean record is often a red flag for creditors.
  • Keep in mind, as a victim, that the recovery process can be long and stressful. Seek support from your family, friends and a counselor.
  • If you are actively recovering from identity theft, keep a log of your contacts, conversations, requests and other important information related to your case.

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